2025Äê02ÔÂ25ÈÕ
ÔÚ¿ìËÙ·¢Õ¹µÄÊý×Ö¾¼ÃÖУ¬½ðÈڿƼ¼£¨Fintech£©Ó빩ӦÁ´¹ÜÀíµÄÈÚºÏÒѳÉÎªÍÆ¶¯¿É³ÖÐø·¢Õ¹µÄ¹Ø¼üÒòËØ¡£ÀÖ·¢lvÀûÎïÆÖ´óѧ£¨XJTLU£©Î÷ÆÖ¹ú¼ÊÉÌѧԺ£¨IBSS£©µÄ³Â¶½à½ÌÊÚ×î½üÔÚIEEE Transactions on Engineering Management£¨JCR Q1£¬ABS 3£¬Tier 1*£¬Ó°ÏìÒò×Ó=4.6£©ÉÏ·¢±íÁËһƪÌâΪ¡¶½ðÈڿƼ¼µÄ²ÉÓÃÊÇ·ñ¸ÄÉÆÁ˿ɳÖÐø¹©Ó¦Á´¹ÜÀí£¿¡ª¡ª»ùÓÚ´´ÐÂÃܼ¯ÐÍ»·¾³µÄÊӽǡ·µÄÍ»ÆÆÐÔÂÛÎÄ¡£¸ÃÑо¿ÉîÈë̽ÌÖÁ˽ðÈڿƼ¼ÈçºÎÓÅ»¯¿É³ÖÐø¹©Ó¦Á´¹ÜÀí£¬ÎªÆóÒµºÍÕþ²ßÖÆ¶¨ÕßÌṩÁ˱¦¹óµÄ¼û½â¡£
½ðÈڿƼ¼×÷Ϊ¿É³ÖÐø¹©Ó¦Á´µÄ´ß»¯¼Á
½ðÈڿƼ¼º¸ÇÁËÈ˹¤ÖÇÄÜ£¨AI£©¡¢Çø¿éÁ´¡¢ÔƼÆËãºÍ´óÊý¾ÝµÈ¼¼Êõ£¬ÕýÔÚ³¹µ×¸Ä±ä½ðÈÚ·þÎñÐÐÒµ¡£Í¨¹ýÌáÉý¿Í»§·þÎñ¡¢½µµÍÔËÓª³É±¾ÒÔ¼°¸ÄÉÆÍ¶×ÊÆ¥Å䣬½ðÈڿƼ¼Ò²±»Ö¤Ã÷ÊǿɳÖÐø¹©Ó¦Á´¹ÜÀíµÄÇ¿´ó¹¤¾ß¡£³Â½ÌÊÚµÄÑо¿Ç¿µ÷Á˽ðÈڿƼ¼ÈçºÎÕûºÏ¹©Ó¦Á´ÖеÄʵʱÊý¾ÝÊÕ¼¯£¬Ê¹ÆóÒµÄܹ»¸üÓÐЧµØÔ¤²âÊг¡Ç÷ÊÆ¡¢¹ÜÀí¿â´æË®Æ½²¢¼õÉÙ×ÊÔ´ÀË·Ñ¡£
´ËÍ⣬½ðÈڿƼ¼µÄ²ÉÓÃͨ¹ý´Ù½ø½»Ò×Êý¾ÝµÄ¼Ç¼ºÍ¹²Ïí£¬ÔöÇ¿Á˹©Ó¦Á´µÄ͸Ã÷¶ÈºÍÐÅÈΡ£Õâ²»½öÌá¸ßÁ˹©Ó¦É̵ĺϹæÐÔºÍÉç»áÔðÈΣ¬»¹ÌáÉýÁËÔËӪЧÂʺÍÏìÓ¦ÄÜÁ¦£¬×îÖÕΪ¸ü¿É³ÖÐøµÄ¹©Ó¦Á´Éú̬ϵͳ×ö³öÁ˹±Ïס£
´´ÐÂÃܼ¯ÐÍ»·¾³µÄ×÷ÓÃ
¸ÃÑо¿Ç¿µ÷ÁË´´ÐÂÃܼ¯ÐÍ»·¾³ÌØÕ÷ÔÚ½ðÈڿƼ¼²ÉÓÃÓë¿É³ÖÐø¹©Ó¦Á´¹ÜÀíÖ®¼äµÄµ÷½Ú×÷Óá£Ö÷Òª·¢ÏÖ°üÀ¨£º
- ÂÌÉ«´´Ð£º´ÓÊÂÂÌÉ«´´ÐµĹ«Ë¾£¬È翪·¢»·±£Éú²ú¼¼Êõ»ò¿É³ÖÐø°ü×°²ÄÁÏ£¬¸üÓпÉÄܲÉÓýðÈڿƼ¼À´ÓÅ»¯Æä¹©Ó¦Á´¡£ÕâÖÖ¶Ô»·¾³ºÍ¼¼ÊõµÄË«ÖØ¹Ø×¢Ö±½Ó¼õÉÙÁË»·¾³Ó°Ï죬ͬʱÔöÇ¿Á˹©Ó¦Á´µÄ¿É³ÖÐøÐÔ¡£
2.Êý×Ö´´ÐÂÕþ²ß£º¹ÄÀøÊý×Ö´´ÐµÄÕþ¸®Õþ²ßΪ½ðÈڿƼ¼µÄ²ÉÓÃÌṩÁËÖ§³ÖÐÔ»·¾³¡£ÕâЩÕþ²ßÓÐÖúÓڹ淶½ðÈڿƼ¼Êг¡£¬´Ù½ø¼¼Êõ»¥²Ù×÷ÐÔ£¬²¢½µµÍ½ðÈڿƼ¼ÊµÊ©µÄ·çÏÕ£¬´Ó¶øÍƶ¯¿É³ÖÐø¹©Ó¦Á´Êµ¼ù¡£
- ¸ß²ã¹ÜÀíµÄ´´Ðµ¼Ïò£º¸ß²ã¹ÜÀíÍŶӵÄǰհÐÔ˼άÔÚ½ðÈڿƼ¼²ÉÓÃÖÐÆð׏ؼü×÷ÓᣳÖÐøµÄ´´Ðµ¼Ïòʹ¹«Ë¾Äܹ»½ô¸úÊг¡Ç÷ÊÆ£¬»ý¼«½«½ðÈڿƼ¼ÕûºÏµ½¹©Ó¦Á´ÖУ¬²¢ÔÚ¶¯Ì¬Êг¡Öб£³Ö¾ºÕùÓÅÊÆ¡£
¶Ô¹ÜÀíÕߺÍÕþ²ßÖÆ¶¨ÕßµÄʵ¼ùÒâÒå
³Â½ÌÊÚµÄÑо¿Îª¹¤³Ì¹ÜÀíÕߺÍÕþ²ßÖÆ¶¨ÕßÌṩÁ˿ɲÙ×÷µÄ¼û½â¡£¶ÔÓÚ¹ÜÀíÕß¶øÑÔ£¬²ÉÓýðÈڿƼ¼¿ÉÒÔͨ¹ýÊý¾ÝÇý¶¯µÄ¾ö²ß¡¢×¼È·µÄÐèÇóÔ¤²âºÍ¸ßЧµÄ¿â´æ¹ÜÀíÀ´³¹µ×¸Ä±ä¹©Ó¦Á´ÔËÓª¡£Õâ²»½ö¼ÓÇ¿Á˹©Ó¦ÉÌÐ×÷£¬»¹ÌáÉýÁËÕûÌ幩ӦÁ´µÄ¿É³ÖÐøÐÔ¡£
¶ÔÓÚÕþ²ßÖÆ¶¨Õߣ¬¸ÃÑо¿Ç¿µ÷ÁËÖÆ¶¨ºÍʵʩ´Ù½ø½ðÈڿƼ¼²ÉÓò¢Ö§³Ö»·¾³´´ÐµÄÕþ²ßµÄÖØÒªÐÔ¡£Õë¶ÔÆóҵͶ×ÊÂÌÉ«¼¼ÊõºÍÊý×Ö´´Ðµļ¤Àø´ëÊ©¿ÉÒÔ½øÒ»²½¼ÓËÙÏò¿É³ÖÐø¹©Ó¦Á´¹ÜÀíµÄתÐÍ¡£
³Â¶½à½ÌÊÚµÄÑо¿ÎªÀí½â½ðÈڿƼ¼ÈçºÎÔÚ´´ÐÂÃܼ¯ÐÍ»·¾³ÖÐÍÆ¶¯¿É³ÖÐø¹©Ó¦Á´¹ÜÀíÌṩÁËÒ»¸öÈ«ÃæµÄ¿ò¼Ü¡£Í¨¹ý½«½ðÈڿƼ¼ÓëÂÌÉ«´´ÐºÍÖ§³ÖÐÔÕþ²ßÏà½áºÏ£¬ÆóÒµ¿ÉÒÔʵÏÖ¸ü¸ßµÄÔËӪЧÂÊ¡¢»·¾³ÔðÈκͳ¤ÆÚ¾ºÕùÁ¦¡£ÕâÏîÑо¿²»½öΪµ±Ç°µÄ¹¤Òµ¿É³ÖÐøÐÔ±çÂÛ×ö³öÁ˹±Ï×£¬»¹ÎªÆóÒµºÍÕþ²ßÖÆ¶¨ÕßÓ¦¶ÔÊý×Ö¾¼ÃµÄ¸´ÔÓÐÔÌṩÁËʵÓÃÖ¸µ¼¡£
Ëæ×ÅÈ«Çò¾¼ÃµÄ²»¶Ï·¢Õ¹£¬½ðÈڿƼ¼Ó빩ӦÁ´¹ÜÀíµÄÈںϴú±í×ÅÒ»ÌõͨÍù¸ü¿É³ÖÐøºÍ¸ü¾ßÈÍÐÔδÀ´µÄÓÐÏ£ÍûµÄ·¾¶¡£³Â½ÌÊÚµÄÑо¿ÔÚÕâÒ»¹Ø¼üÁìÓòÂõ³öÁËÖØÒªµÄÒ»²½¡£
³Â¶½à½ÌÊÚÏÖÈÎÀÖ·¢lvÀûÎïÆÖ´óѧÎ÷ÆÖ¹ú¼ÊÉÌѧԺ½ÌÊÚ¼°²©Ê¿Éúµ¼Ê¦¡£³Â¶½à½ÌÊÚÊǰ®Ë¼Î¨¶û-˹̹¸£´óѧ·¢²¼µÄ2024ÄêÈ«Çòǰ2%µÄ¿ÆÑ§¼Ò£¨ÉÌѧԺ½öÒ»ÈË»ñ´ËÊâÈÙ£©¡£³Â¶½à½ÌÊÚµÄÑо¿·½ÏòÖ÷ҪΪÆóÒµESGͶ×ʼ°Õ½ÂÔ·ÖÎö£¬ ¿É³ÖÐø¹©Ó¦Á´£¬¹©Ó¦Á´½ðÈÚ¼°ÆóÒµÔËÓª¹ÜÀí¡£³Â¶½à½ÌÊÚÊÇÓ¢¹ú¸ßµÈ½ÌÓýѧ»á»áÊ¿£¬½üÎåÄêÔÚ¹ú¼Ê¶¥¼¶¼°Ö÷Á÷ÆÚ¿¯·¢±íÂÛÎÄ60ÓàÆª¡£Ö÷³Ö¹ú¼Ò×ÔÈ»¿ÆÑ§»ù½ðÏîÄ¿1ÏУÄÚ¿ÆÑÐÏîÄ¿3Ï ²ÎÓë¹ú¼ÒÉç»á¿ÆÑ§»ù½ðÖØ´óÏîĿһÏî¡£³ý½ÌÊÚ±¾¿Æ£¬Ë¶Ê¿¼°¸÷Öָ߹ܿγÌÍ⣬Ëý»¹µ£ÈÎÑо¿×¿Ô½ÖÐÐÄÖ÷ÈΣ¨Êý¾Ý·ÖÎö¼°½¨Ä£·½Ïò)¡£³Â¶½à½ÌÊÚÊÜÑûµ£Èιú¼Ò×ÔÈ»¿ÆÑ§»ù½ðͨѶÆÀÉóר¼Ò£¬20¶à¸öSCI/SSCIÆÚ¿¯µÄÉó¸åÈ˼°¶¥¼¶¹ú¼ÊÆÚ¿¯£¨Ó¢¹úÉÌѧԺлá¸ßÖÊÁ¿Ñ§ÊõÆÚ¿¯×î¸ßµÈ¼¶£©International Journal of Operations and Production Management?(ABS 4) ¸±Ö÷±à ºÍABS 3ÐǼ°¹¤³Ì¹ÜÀíÁìÓòÖØÒªÆÚ¿¯IEEE Transactions on Engineering Management²¿ÃÅÖ÷±à¡£³Â¶½à½ÌÊÚ·¢±íµÄÁùÊ®ÓàÆª¶¥¼¶¹ú¼ÊÆÚ¿¯ÂÛÎİüÀ¨Journal of Operations Management?(UTD24, FT50),?Harvard Business Review?(FT50),?International Journal of Operations and Production Management?(ABS 4),?European Journal of Operational Research?(ABS 4) £¬British Journal of Management?(ABS 4)£¬International Journal of Production Economics£¬Journal of Business Research£¬Industrial Marketing Management(A*)µÈ¡£
IEEE Transactions on Engineering ManagementÊÇÒ»±¾×¨×¢ÓÚ¹¤³Ì¡¢¼¼ÊõºÍ¹ÜÀí½»²æÁìÓòµÄ¹ú¼ÊÁìÏÈÆÚ¿¯¡£×÷ΪJCR Q1ÆÚ¿¯£¬ÆäÓ°ÏìÒò×ÓΪ4.6£¬Í¬Ê±±»ÆÀΪABS 3ºÍTier 1*£¬Êǹ¤³Ì¹ÜÀíºÍ´´ÐÂÁìÓò×ʢÃûµÄ³ö°æÎïÖ®Ò»¡£¸ÃÆÚ¿¯·¢±í¸ßÖÊÁ¿µÄÑо¿£¬Ì½ÌÖ¹ÜÀí¼¼Êõ´´Ð¡¢¹¤³ÌÁ÷³ÌºÍ¸´ÔÓϵͳµÄÌôÕ½Óë»úÓö¡£ËüΪѧÕß¡¢´ÓÒµÕߺÍÕþ²ßÖÆ¶¨ÕßÌṩÁËÒ»¸ö·ÖÏíÇ°ÑØÑо¿ºÍʵ¼ù¼û½âµÄƽ̨£¬Íƶ¯¼¼Êõ½ø²½ºÍ¿É³ÖÐø·¢Õ¹¡£
DOI:10.1109/TEM.2024.3515471
2025Äê02ÔÂ25ÈÕ